Privacy Policy

1. Controller

The controller responsible for data processing on this website is:

Bi-Bala Services GmbH
Aarstrasse 98
3005 Bern
Switzerland
Email: contact@investiereindich.c


2. General Information

We process personal data in accordance with the Swiss Federal Act on Data Protection (revDSG) and, where applicable, the EU General Data Protection Regulation (GDPR).

Personal data means any information relating to an identified or identifiable natural person.


3. Purpose and Legal Basis of Processing

We process personal data for the following purposes:

Legal bases under GDPR (if applicable):


4. User Accounts

When users register on our platform, we collect and process:

This data is required to create and manage user accounts and to provide access to our services.


5. Payments

We use external payment providers to process payments:

Stripe

Provider: Stripe Inc., USA
Privacy Policy: https://stripe.com/privacy

PayPal

Provider: PayPal (Europe) S.à r.l. et Cie, S.C.A., Luxembourg
Privacy Policy: https://www.paypal.com/privacy
Payment data is processed directly by these providers. We do not store full payment details.


6. Newsletter

We may use a newsletter service provider such as:
Mailchimp (Intuit Inc., USA)
Privacy Policy: https://mailchimp.com/legal/privacy/

Registration is based on a double opt-in process.
Processed data may include:

Users can unsubscribe at any time via the link provided in each email.


7. Google Analytics

We use Google Analytics, a web analytics service provided by Google Ireland Ltd.
Google Analytics uses cookies and similar technologies to analyze how users interact with the website.
Collected data may include:

Data may be transferred to the United States.

Users can prevent tracking via browser settings or appropriate browser plugins.


8. Cookies

We use cookies to ensure the proper functioning of the website and to enhance user experience.
Types of cookies used:

Non-essential cookies are only used after obtaining user consent via a cookie banner.


9. Comments

When visitors leave comments on the site, we collect the data shown in the comments form, as well as the visitor’s IP address and browser user agent string to help detect spam.

We may use the Gravatar service (Automattic Inc., USA):
https://automattic.com/privacy/


10. Hosting and Log Files

Our hosting provider automatically collects and stores data in server log files:

This data is used to ensure system security and stability.


11. Data Sharing

We only share personal data if:


12. International Data Transfers

Personal data may be transferred to countries outside Switzerland or the EU (e.g., USA).
We ensure an adequate level of data protection through:


13. Data Retention

We retain personal data only as long as necessary for the purposes stated above or as required by law.
User accounts and comments are stored until deletion is requested.


14. Data Subject Rights

Users have the right to:

Users also have the right to lodge a complaint with a supervisory authority:


15. Data Security

We implement appropriate technical and organizational measures to protect personal data, including:


16. Changes to this Privacy Policy

We reserve the right to update this Privacy Policy at any time.
The current version published on this website applies.

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